I have been with my girlfriend for 3 years and we live together in the UK and neither of us have a car. I work from home and my gf has been fine with public transport to get to work. She is starting a new job next month and was talking about getting a car to make it easier to get to work. My gf is planning to pay monthly for the car since she can't afford to pay for one upfront.
We agreed that I would go on the insurance policy with her so I can also drive the car when needed and that I would pay the extra insurance cost that comes from having me on the policy. We worked out this would be between £50-£100 a month depending on provider. My gf sat sown to talk with me last night and said she wants her first can to be just her own so she doesn't want me on her insurance policy.
She said she would still like me to pay towards the car since she won't be able to afford it otherwise. She asked if I would pay between £100-£150 a month towards the car since the costs are higher than she thought. I refused since I'm not going to pay towards a car I cannot drive, especially since I have no need for a car. She asked again and said it should be fine for me since my employer gave all staff a £120 a month pay rise so it's affordable for me.
I refused again and told her if she wants her first car to be completely her own then she should pay for it herself then. She said the car would make it much easier for her to get to her new job instead of relying on public transport but I just told her again I'm not paying towards it.
She said I was being unfair since I can afford it and that she's not asking for a lot and that I should want to help her. Does anyone have any advice on how they would handle this?
tl;dr my gf is wanting a car to get to work. Initially we were going to put me on the insurance policy and I was going to pay the extra costs of the policy but my gf said she no longer wants me on the policy since she wants the car to be just hers. She still wants me to pay towards it and got annoyed when I refused. Does anyone have any advice on how they would handle this?
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